As we all know, dealing with insurance is complicated. It’s great to get specifics before you begin treatment. Some health insurance plans cover acupuncture, while other plans require you to purchase a rider for coverage.
When asking the question “Does my insurance cover acupuncture? You’ll want to find out what covered means to your provider. Does that mean the insurance will cover 100% of your bill, or 45%. Also,when calling your insurance company, ask if there is a maximum number of treatments covered per year and if there are acupuncturists that are “in network.”
Do all acupuncturist accept insurance? No. Some acupuncturists will take a copay and then bill your insurance. Other acupuncturists will charge you the total amount and then provide you documentation for reimbursement.
Do all acupuncturist accept insurance? Currently no. Some acupuncturists will take a copay and then bill your insurance. Other acupuncturists will charge you the total amount and then provide you documentation for reimbursement.
So what can I do if my insurance plan does not cover acupuncture at all?
If finances are an issue, I think that the community acupuncture model is both effective and offers great value.
The set up is like this:there is a room of lazy boy chairs and the acupuncturist( after interviewing you) will give treatments while patients reclinein the chair. I can say that I have a high degree of confidence in all the acupuncturists I know who work at our local community acupuncture practice here in Providence. http://providencecommunityacupuncture.com
On the other end of the spectrum, in terms of private and cost, are practices that the acupuncturists spends plenty of f time listening to your story and the history of your ailments. In this kind of scenario, a patient feels listened to and understood in the privacy of her own treatment room. This is ideal for patients who want privacy and dedicated attention.
If insurance does not cover acupuncture, check your budget and then select a practice that makes sense for your needs and finances.